Bergenser Law Firm has a comprehensive experience within the crime insurance product and handling of the claims relating to this product, both in relation to ”first party-crime” and ”third party-crime”.
Claims handling in relation to this product differs from other insurance products, as the insured is very sensitive to the information relating to the criminal acts that has oftentimes been committed by employees at the insured.
The claims require insight into criminal law and especially the combination between the civil regulation of the insurance clauses and the criminal law, regulating the criminal acts that enjoy coverage under this product. The criminal acts can be very different in their nature from bankrobberies, embezzlement, forgery, manipulation with financial statements, abusing patents, other intellectual property rights and other company assets.
Furthermore insight into the serial claim-clauses is of importance as this product oftentimes emphasizes the distinction between series of claims and single claims.