In resent years Kidnap & Ransom insurance products have become remarkably more common on the Danish market.
Bergenser Law Firm has contributed to the drafting of insurance policies and has prepared legal opinions as well as legal-commercial opinions on Kidnap & Ransom insurance products. Hence, we have a thorough knowledge of the different coverage clauses and coverage exclusions the insurance products offer.
The handling of these damages is often non-legal, but takes place on-site under dramatic circumstances in remote areas such as Asia, South and Central America, Africa as well as Russia and Eastern Europe where the claims are being handled by an operational task force without legal background. Beforehand, Bergenser Law Firms assists in the consideration on whether the claims are covered under the insurance policy.
Furthermore, it is essential to the handling of damages of this nature that the consideration of the claim is conducted under utmost confidentiality, since leaked information on the strategy of how to solve the claim may expose the people involved – both the captured people insured under the policy and the task force attempting to free the captured people – to great danger.